Credit Cards - Best and Worst
Sorry if there’s already a thread about this but I’m interested in learning more about credit card bonuses, points, perks, fees, etc.
I usually just use my debit card like a sucker and recently realized I could be accumulating points on a credit card, pay it off every month, and it doesn’t cost me anything extra. Not to mention the fact that credit cards come with more purchase protection.
Here are my current cards and perks:
Wyndham Business Earners - I use this for my side business. It comes with a Diamond status match with Caesars so I get free valet, free parking, no resort fees, and $100 food credit. Not to mention free nights in the Caribbean and some outside of Vegas casinos. It has a $99 annual fee and I pay it off every month. Business expenses only.
Citi Double Cash - Literally just got approved for this one and waiting for it in the mail. This will be my everyday card. 2% cash back on all purchases and no annual fee.
Citi Rewards - My wife has this one and we don’t really use it. No annual fee and pretty weak perks. It’s sort of our emergency card, I guess. Not really sure why we have it.
That’s it, that’s currently all I have.
Does anyone have any cards they recommend?
